Wednesday, September 06, 2006

Credit Cards With Low Interest Rate

When selecting a Credit card the first thing to look for the interest offered by the credit card companies and banks. Don’t miss the fine print as that is where the most important information is usually given. It is generally a wise decision to go with a credit card that has a low interest rate. It is generally a wise decision to go with a credit card that has a low interest rate. A low interest rate would almost always mean that using the credit wouldn’t eat up your savings.

One of the strategies of many banks and credit card companies to attract members is to offer an introductory low interest rate then hike up the rate after a certain period. It is therefore advisable to inquire how long the initial low interest rate would last. The fees asked by banks for transfers are actually interest rates in disguise. Which is equivalent to a low interest rate is charged from you when transferring or you could end paying much more than you actually have to for clearing your debt. One thing you could do is pay for balance transfers through pre printed checks.

Your best option is to transfer balances to over the phone by calling up the customer service line of the bank or company. It is important for you to know that incentives such as short term low interest rate will eventually rise even without due warning from your bank or credit card company. You could always ask the bank or company to give you a low interest rate provided that you have a decent credit history with the company or bank.

Tuesday, September 05, 2006

Obtaining a credit card with poor credit is doable

One example of a pay first guarantee is what’s called a catalog card.You will also want to look at the various airline credit card companies to see what kinds of travel extras they offer. Unless reported quickly, theft of your debit card can quickly devastate your bank account. What are the minimum requirements to keep the low rate? Aimed at those with no credit or poor credit, catalog cards are advertised as a sure-fire way to get a credit card that can be used to purchase all types of merchandise.

Unfortunately, that one incident wasn't the only one. I am often asked the question. In that case, consider another card. It is amazing how one can catalog credit card offer do everything here.

This new promotion is being called the Get More Program. Inspite of the host of credit card related features on offer. Vowing to look into one of those hybrid cars? When I finally had enough points, it wasn't in the catalog, he says.With BabyMint, members earn rebates ranging from 1 percent up to 30 percent by shopping at more than 500 online sites, or more than 30,000 locations including restaurants and brick-and-mortar stores, as well as catalog and online retailers.

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